Money Order Outline
My MOO: Married (No Kids)
A step-by-step outline of planning actions for this stage of life, built to give every dollar a purpose.
Foundation Fund
Save 1 month of essential expenses using a quick-start budget.
We encourage couples to be able to cover baseline expenses with one income. Link to Online Budget Calculator Link to Download Fillable Budget PDF ## Term Life Insurance Coverage = 12× your annual income plus total debt. Consider 20 year term or longer while you pay down debt and build up liquid assets. Homemakers should be insured to protect the surviving spouse, typically for $500k to $1M. Life Insurance Calculator ## Long-Term Disability Insurance Get coverage through your employer or independently if self-employed or employer doesn't offer. ## Estate Documents Last Will and Testament or Revocable Living Trust Financial Power of Attorney Health Care Surrogate Estate Planning Checklist Estate Planning Documents Preparation ## Bonus - Marriage Guardrails Fights about money are a leading cause of divorce. When a marriage is under pressure, money problems can push couples over the edge. We want to strengthen your marriage by creating unity and clarity in your Money Order Outline. For additional marriage tips and guidelines, click the link below for our Marriage Guardrails. Marriage Guardrails Document Offered through OxenFree Financial
My MOO is provided for informational and educational purposes only and should not be considered financial advice. Users are encouraged to consult with a qualified financial professional before making any decisions, as the tool does not account for all aspects of an individual’s financial situation. Use of this tool does not create an advisory relationship. While efforts are made to ensure accuracy, no guarantees are made regarding the results.
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