Money Order Outline
My MOO: Student
This stage is one of the most emotional parts of life planning. Many people shed tears in our offices over decisions made during this season. That is why it is so important to prepare wisely now.
Avoiding the Debt Trap
Avoid student loans like the plague
the statistics on student loans are staggering, and we do not want you to become one of them. Debt delays marriage, family, and financial freedom.
School and major choice
Choose a school or trade you can afford without crippling debt.
Pick a major or trade that creates value and real income opportunities. The name on the diploma matters far less than the skills, experience, and financial margin you carry into life.
Guidance for Men
Calling to leadership
do not drift into college because it is what everyone does. Many men leave with student loans, car loans, and credit card balances that weigh down their future families. Think carefully about your path and your responsibilities as a leader, provider, and protector.
Financial preparation
Work and save while in school.
Learn to budget and practice financial discipline now.
Read and study how to be a strong, wise leader. Seek older men as mentors who model character and responsibility.
Guidance for Women
Financial confidence
learn to budget and start gaining knowledge on financial management.
Long term perspective
many families rely on a woman’s income because of large debts taken on for undergraduate or advanced degrees. While education and skills are valuable, also consider that you may one day choose to stay home and raise a family. Plan accordingly.
Protect future choices
avoid debt that could pressure you into working when you would rather focus on family.
The high calling of home and family
creating a home and raising a family is the most impressive and important job a woman can do. It shapes generations, anchors communities, and carries immeasurable value.
Life preparation
Along with educational skills, develop skills that make a house a home.
Prepare to be courted debt free so you can enter marriage with freedom. Seek mentorship from older women who can guide you in family and wise living.
Additional Considerations
Credit awareness
understand how credit works and avoid credit card traps.
Transportation choices
keep car costs modest and avoid unnecessary car debt.
Health and fitness
establish habits of discipline and care for your body.
Entrepreneurship and side income
explore ways to earn beyond wages.
Vision for marriage and family
think about the kind of spouse you want to become and prepare for that role now.
Digital reputation and boundaries
protect your online presence, use devices wisely, and set boundaries for media and substances.
My MOO is provided for informational and educational purposes only and should not be considered financial advice. Users are encouraged to consult with a qualified financial professional before making any decisions, as the tool does not account for all aspects of an individual’s financial situation. Use of this tool does not create an advisory relationship. While efforts are made to ensure accuracy, no guarantees are made regarding the results.
Consultations are free. Conversations are easy.
When you schedule with us, you won’t be visiting with a salesperson. You’ll meet a registered professional with the heart of a teacher.